Business Funding Made Easy

One secure hub where Business Owners and Lenders connect, compare offers, and fund in hours—without middlemen.

  • Same-day approvals
  • Transparent pricing
  • No third-party fees

Solving the small business credit gap

Traditional lending is slow and costly, leaving millions of SMBs underserved. Cruise Funding creates a centralized marketplace where qualified businesses and lenders connect directly—with competing offers, transparent terms, and always-on deal flow.

Fast
Same-day decisions
Simple
One secure platform
Fair
Transparent pricing

How it works

For Business Owners

  1. Sign up and complete secure onboarding
  2. Create a funding listing with your requirements
  3. Receive and compare multiple offers in hours

For Lenders

  1. Browse a pipeline of qualified companies
  2. Express interest and message securely
  3. Fund deals with full visibility and transparency

Built for the modern era

Phase 1 delivers the essential tools to launch and scale a secure marketplace.

Secure Authentication

Email login, MFA, and role-based access control.

Smart Onboarding

Streamlined business details, EIN, and document upload.

Marketplace Listings

Create listings, receive offers, manage deals in one dashboard.

Smart Filters

Interactive amount sliders to match the right opportunities.

Document AI

OCR and AI-powered summaries for uploaded PDFs.

In-App Messaging

Chat directly with lenders and business owners securely.

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